How can I assist you? ....

Whatever your real estate financing needs are, I can get it done!
Contact me TODAY to get started on your pre-approval!

I will personally attend to you, after banking hours if needed!

How We Can Help Buy Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

Benefits

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

Benefits

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

Benefits

Welcome To Centsable Mortgage

At Centsable Mortgage, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we’ll fit your needs!

Our Satisfied Clients

Gloria H. Carson, CA

Awesome! My family was able to get my mom a reverse mortgage so that she can continue to age in place! Centsable Mortgage was extremely patient in explaining the details and next steps to us, kept constant communication, and came to our home to keep my mom from traveling to their office. Thank you Centsable Mortgage!

S Melendez Gardena, CA

I couldn’t believe how fast Gina at Centsable Mortgage was able to get our loan closed! We were buying our first home and were clueless (as was our agent) regarding the financing portion. Gina worked in tandem with our real estate agent, keeping us in the loop throughout the entire transaction! We will definitely be using her again for our next loan.

Raymond Washington LA

GREAT JOB! As painless as getting a $830k loan could possibly be! They even helped me get my estate insured and in a trust after my loan closed. Their team is professional, efficient and honest!

D.C. Los Angeles Area

Where do I begin? Yolanda and Gina went above and beyond the scope of this loan to make sure I was able to refinance my house. Who knew I could get a loan using a bank statement to qualify? They call it “loan structuring”. These women are GOATS!

Latest Blog Posts

When you apply for a mortgage you have to provide a lot of documentation, like bank statements, tax returns, and pay stubs. But sometimes, lenders also require a letter of explanation to better understand your

If you are going to be getting a loan funded Fannie Mae or Freddie Mac there are new few changes coming on May 1. Upfront loan fees will be changed due to alterations in Loan

If you are ready to purchase a house – you are probably going to be excite and maybe a little nervous. Here are 5 important things to do on a walkthrough to help lower any

Purchasing

We work conforming and non-conforming real estate loans.

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

Meet Our Team

Our team at Centsable Mortgage is fast, friendly, experienced and here to help you every step of the process!

Senior Mortgage Loan Originator

Gina Depremont

NMLS 2046997
DRE# 01333527

Senior Loan Originator

Yolanda Bowman

NMLS 1301643

Mortgage Loan Originator

Areatha James

NMLS 1877378

Mortgage Loan Originator

D'vaq Reuven

NMLS 1976245

The Centsable Mortgage Advantage

Local Knowledge

We know the area and the market and we’re part of your community, not a bot on the net 🙂

Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

Utilizing Technology

We have the latest online tech like secure mobile uploading and we’re available to use the device the old-fashioned way too!

The Centsable Mortgage Address

Contact Us:

Email:
loan@4ginadap.com Phone:
(310) 219-6298
Address:
1212 W Gardena Blvd., Ste E Gardena ,CA 90247

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: By Appointment ONLY
Sunday: Closed

Appointments Strongly Suggested!

Refinance

We can help you lock in a long term
fixed rate and get out of your ARM.

APPLY NOW

Get started with our easy online application.

Latest News

FHA

There are lots of good reasons to choose an FHA loan.

Gloria H. Carson, CA

Awesome! My family was able to get my mom a reverse mortgage so that she can continue to age in place! Centsable Mortgage was extremely patient in explaining the details and next steps to us, kept constant communication, and came to our home to keep my mom from traveling to their office. Thank you Centsable Mortgage!

S Melendez Gardena, CA

I couldn’t believe how fast Gina at Centsable Mortgage was able to get our loan closed! We were buying our first home and were clueless (as was our agent) regarding the financing portion. Gina worked in tandem with our real estate agent, keeping us in the loop throughout the entire transaction! We will definitely be using her again for our next loan.

Raymond Washington LA

GREAT JOB! As painless as getting a $830k loan could possibly be! They even helped me get my estate insured and in a trust after my loan closed. Their team is professional, efficient and honest!

D.C. Los Angeles Area

Where do I begin? Yolanda and Gina went above and beyond the scope of this loan to make sure I was able to refinance my house. Who knew I could get a loan using a bank statement to qualify? They call it “loan structuring”. These women are GOATS!

Learning Center

Calculate Monthly Payment

*This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.